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Travel Insurance

The only thing you should have to worry about during your tour is having a good time. Cover your trip through TourRadar Travel Protection and enjoy travel insurance that is suited to your needs. 

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Your perfect travel companion

Even if you plan for everything to go right, sometimes things go left. Travel insurance is the safety net that costs you a few dollars per day but will save you thousands in case the unexpected occurs.
 
Having travel insurance provides security from emergencies that can come out of nowhere and cost you dearly if you're not prepared. You can obtain medical care if you get sick or injured on your trip, or get reimbursed if your flight is cancelled or if an emergency occurs that requires you to return home.
 
Most health plans do not cover you overseas and credit card coverage is limited, so purchasing good travel insurance is a no-brainer. Customised packages offered by companies such as our partner, Cover Genius, are tailored to fit your needs and create the perfect travel companion that always has your back.

  • Group of people on a hiking tour

    Step 1: Choose your tour

  • Person booking their trip with ease online

    Step 2: Purchase your insurance at checkout

  • Two people about to head out to surf on a sunny day

    Step 3: Travel with peace of mind

reasons for travel insurance

TourRadar proudly partners with Cover Genius

Our travel insurance from our award-winning partner, Cover Genius, means you and your travel companions can book a tour on TourRadar with complete peace of mind knowing that you’re covered in case your trip doesn’t go according to plan. Travel insurance may provide coverage for illness due to COVID-19 should you be diagnosed after booking and prevented from travel at the time of your departure.
Here are just a few things that you may be eligible for with TourRadar's Travel Protection policy:
 

Travel insurance designed for the times

  • COVID-related coverage

    Last-minute and unprecedented travel disruptions have unfortunately become more common since the start of 2020, and some travel insurance companies have adapted to this new norm to provide you coverage that suits your changing needs. Every policy is different, with specific terms, conditions and exclusions applied, so it’s essential to read the fine print of your Product Disclosure Statement (PDS) included with your policy documents.
  • Cancellations

    Cancellation coverage has always been an important feature of travel insurance, and now more than ever you want to make sure that you're prepared in case illness or injury gets in between you and your tour. Ensuring you're covered for trip cancellations due to unforeseen reasons, including illness due to COVID-19 for both yourself or your travel companion(s), should be at the top of your travel insurance requirements. 
  • Medical coverage

    You should always ensure you're covered for medical costs when abroad. Whether you fall sick in a foreign country or you've found out the hard way that the swimming hole you tried swan-diving into was not as deep as you thought (ouch!) - the last thing you want to do is stress about hospital bills or not being able to pay for adequate support. 

Why we chose Cover Genius

  • Elderly couple admiring ocean scenery

    Tailored Policy

    Cover Genius has taken the legwork out of comparing policy documents. You will get the best policy for your trip presented to you at checkout, with no confusing options.
  • Woman wearing a mask while riding the train

    Comprehensive coverage including COVID-19 circumstances

    Coverage varies depending on your country of residence, but one thing is certain: Cover Genius offers a broad list of insurable events. Make sure you read the Policy Disclosure Statement available at checkout for the details and check out our FAQs in the meantime.
  • Group of friends on a hiking tour

    Instant claims handling

    Claims are paid instantly, replacing lengthy and cumbersome systems of traditional insurers.

Your travel insurance questions, answered

  • Do I need travel insurance?

    In short - yes! Travel insurance is mandatory for most of the tours on TourRadar and is required to be purchased before you commence your tour. It can also cover you for medical emergencies, stolen luggage and with current COVID-19 restrictions changing all over the world, it's a good idea to have a safety net in case your plans change.
  • Why is travel insurance important?

    Aside from covering you for medical expenses on your trip, stolen personal items and trip cancellations, travel insurance is there for you to reduce financial stress in case something unforeseen pops up and changes your holiday plans. Some things can be quite costly, so ensuring you have the appropriate coverage for your trip can be a life-saver!
  • Are there age limits for travel insurance?

    Most travel insurance providers do have an age limit set in place, so it's best to double-check with your insurance provider to see if you're eligible. In general, there are many insurance companies around the world, so you're sure to find one that has the appropriate age range and policy for you.
  • How do I make a claim?

    It depends on your travel insurance provider. It's a good idea to familiarise yourself with the Product Disclosure Statement (PDS) of your policy to ensure you understand all inclusions, exclusions, and limitations before you leave for your trip. Make a note of their 24hr emergency phone number, as well as how to make a claim in case the unforeseen happens.