What if I get Hurt or Sick on my Tour? International Travel Insurance


You’ve booked your group tour far in advance, and you’ve been counting down the days ’til you arrive at your fabulous destination. Maybe you’re hiking the Inca Trail in Peru, cycling through Cambodia or diving Australia’s Great Barrier Reef. Whatever your adventure is, your plans can easily be derailed by an unexpected illness or injury.

So what happens when you get hurt or sick in the middle of your long-awaited trip? No matter which tour you’ve booked, your tour leader will have been trained to deal with situations involving illness/injury during travel and will do whatever necessary to get you help as soon as possible. That includes getting you to an appropriate medical facility and, if necessary, alerting someone back home of your situation.

But will all of this mean that you’ll be suffering both physically and financially? Fortunately, as long as you went through theTourRadar travel checklist before departure, you’ll have bought travel insurance to cover anything unexpected, so your only worries will be getting healthy. That’s because TourRadar’s partner, WorldNomads, offers travel insurance policies that cover trip cancellation, curtailment, emergency medical expenses, emergency transport, loss of travel documents and loss or theft of personal belongings or baggage. So while your sprained ankle might keep you from making it all the way to Machu Picchu, your international travel insurance will give you peace of mind knowing that your trip isn’t a total financial loss, and that you’ll be taken care of even while abroad.

Having travel insurance is imporatant enough that most tour operators require travelers to purchase a policy before they embark on their journey. Terms of policies and costs of coverage vary based on country of origin, whether you’re buying a single or family policy, the length of the trip, the destination of your trip and the amount of coverage you prefer.

There’s truth in the old saying that if you can’t afford travel insurance, you can’t afford to travel. Be sure to do some research to find the policy that’s right for you, so you can travel worry-free.


About Anna

Anna was born in the beautiful state of New Jersey, but spent most of her life growing up in California. She's been to 28 of the 50 states in her native US, and after college she got to start exploring abroad. At this point she's been lucky enough to travel to over 20 countries, and got excited when she realized she needed to buy extra pages for her passport, although the process didn't turn out to be as cheap (or as fun) as she expected.

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